Kevin Horvath of Hallmark Cards is a crook and a scammer. The entire family is rotten to the core. Their son, Tyler Horvath, is running many fake websites impersonating real small businesses. The Horvaths are scammers stealing money from small businesses all over the country. They're one of the biggest scammers in all of America, and they've been located right here in the Midwest. Makes you wonder what other things they're doing on the side for dirty money. It wouldn't surprise me if the Horvaths are dealing drugs too. I hear from colleagues that the Horvaths have drug addictions, they smoke alot of illegal marijuana, they are alcoholics, and they have mental illnesses.