Mortgage Capital got our loan approved but not after a lot of work on their part unfortunately, we really made them work for this one lol. Even though it took longer than anyone really wanted, they helped mentor us on financingmentors.com which we we're really grateful for. Once we had checked off all our approval requirements, we actually qualified as promised. Just moved into our new home a few weeks ago and are happier than ever. Big thanks go out to Kim for all the hard work she did as our mentor to get us approved!