***DANGER*** TO ALL CURRENT CLIENTS AND PEOPLE CONSIDERING INSURANCE COVERAGE THROUGH THIS MAN: I have (soon to be cancelled) motorcycle coverage through this agent Larry Filio and he is the master of bait and switch! He purposefully quotes you low and adds all kinds of "discounts", even when you tell him you don't want them, to make you think you're actually getting a good deal on your insurance. But once you've signed up for your seemingly good insurance coverage things start to change. I paid one payment for the $240 coverage that I agreed upon and the next month I receive a bill for $500!!! All because Larry Filio, my INSURANCE AGENT, failed to tell me I had to sign certain waivers to remove $1,400 worth of coverage. Because I never received and therefore didn't sign, I had to pay the $500 bill or my coverage would have been cancelled! You would think that an INSURANCE AGENT would be competent enough to inform you of information like this but NO! Not Larry Filio. Once I called the call center and had an intelligent person clearly see what had happened I was able to sign the correct papers and it was back to normal right?!? WRONG! There is no "Normal" with a useless Agent like Larry Filio. I find out that since Larry finally took off the bogus "Discounts" that I never asked for in the first place, that all of a sudden and without notice, my NEW Bill is now $100 MORE PER MONTH than he had originally quoted me.

BEWARE!! Doing business with this untrustworthy man will leave you BROKE and UNINSURED. DO NOT MAKE THE SAME MISTAKE I DID!